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Did you know that Businesses are 3 times more likely to be sued by an employee than experience a fire? Therefore, Employment Practices Liability Insurance (EPLI) is important, not just for your large corporations but also for your smaller companies who are not exempt from needing this type of protection. Small or new businesses are…

Renters Insurance or Tenant Insurance is coverage for your Personal Property, Liability, and Additional Living Expenses in the event of a loss. This type of insurance is available to a person who is renting or subletting an apartment, single-family dwelling, condo, townhome, etc. The following is an explanation of coverage on a Renters Insurance policy:…

What is Workers’ Compensation? Worker’s Comp is a state-mandated insurance program that protects you and your employees who suffer job-related injuries or illnesses. If an employee is injured while working, Workers’ Comp covers the medical expenses and a portion of their lost wages. In exchange for the benefits provided, employees also have a limited ability…

Your home is more than likely one of the most valuable assets that you have. Homeowners Insurance is designed to help protect your investment and you. Most people simply can’t afford to rebuild their home and replace everything in it if there is a disaster. While the standard Home Insurance policy provides protection for your…

Well, for starters, in most US States Auto Insurance is required by law. There are only two states that do not require Auto Insurance – Virginia and New Hampshire. Even though insurance is not mandatory in these states residents are still responsible for damages resulting from a car accident – in New Hampshire up to…