Commercial Insurance

If you own a business, there are several different insurance options to
protect your employees and your business income.

Fields Insurance can help you find the right policies for your business.

• Business Owners Policy: This is a combo of business property insurance and general liability insurance in one policy to meet the needs of your business. This can be useful for small businesses with a physical location and business assets that can be taken or damaged.
• Business Income Insurance: With this insurance, your business can replace income lost when you aren’t able to operate due to a covered property loss, such as after a fire, lightning strike, or theft. It can protect your business from different risks.
• Professional Liability: Your reputation is important. If you work directly with customers to provide a service, make sure you have the protection to clear your name against allegations of negligence, error, omission and more.
• Workers Compensation: While this may not be required, it can still benefit employees and protect you from any workplace illnesses or injuries. This includes lost work time, medical care, and more.
• Commercial Auto Insurance: If your business has automobiles, personal auto insurance won’t cover any work-related accidents or damages.
• Cyber Insurance: Designed to help businesses hedge against the potentially devastating effects of cyber crimes such as malware, ransomware, or any other method used to compromise a network and sensitive data.
• Property Insurance: If you don’t get a business owner’s policy, you can still get property insurance on your own if your business inhabits a space, and you have assets to protect, such as work equipment.

Contact Fields Insurance to get a quote on commercial insurance.